Effective Ways to Avoid Issues Pertaining to Replacement Car Keys

You may have found yourself in a helpless situation when you have to rush to your office and your car's key is missing. It may also happen that you find yourself in front of your car and your car key is locked inside the car. If you have remote control facility and remote is also inside the car then it will again be a big problem. Both the situations are alarming no doubt about it and may happen to anybody of us. This situation is becoming more pronounced, frequent and dreadful issue nowadays.

There are five golden tips by following which you can get rid of such an odd situation without your wallet taking a big hit. Those are enumerated below:

Call Your Breakdown Service

If you’ve accidentally locked your keys inside the car, you can ask for help from your breakdown service provider, provided that you have already registered with them. They will get you back in your car without any extra cost.

If your breakdown rescue team fail to open the car, they can arrange for a car locksmith to come and examine the locking system and open it. However, you may have to pay extra for that service to the locksmith or the breakdown service provider. If neither of these options works, the only way is to carry the car to a nearby garage for further help and arrange transport for you and your co-passengers.

Buy A New Set of Car Keys

Normally while buying the new car the company always provide a duplicate key free of cost. That will be helpful only when you are near to your house. What if you are far away? It is certainly not going to help anyway. To buy a new key is a way expensive option.

This costly proposition is due to the programming and re-coding needed to enable the keys to communicate with your car. This also comprises an alarm controlling system, remote locking system, keyless entry that are available with more recent models.

Claiming on Car Insurance Policy

If your car's key is lost or stolen, you may be able to claim for the cost of replacement of your car insurance policy. If you are confirmed that it is stolen, then you have to register FIR with your nearest police station. The copy of FIR will be needed by the Insurance agency for putting up a claim from them. Some insurers cover the loss and damage of the car key along with the car insurance policy.

Claim on A 'Key Cover' Policy

The key cover policy is a special standalone policy on Key cover from a very limited number of companies like “Key care”. In normal cases, the benefits are quite generous like straightforward key replacement by the insurance company. Some policies like car hire are included in their policy in the event you’re stranded and can’t move or drive your car due to the absence of the key. In such a situation closely examine the policy terms including small prints. Some policies may stipulate a certain period before the coverage gets effective.

Depending on your policy terms and condition, you may be covered for the cost of recovering your spare key. This is a lengthy procedure and depends on the car model, and the type of key needed. You may have to wait between five to ten days to collect a replacement car key. They boast that having a car key cut with them is 20% cheaper than buying one at the dealer.

VIN Number of May Help

Write down your car's VIN number which will be required to find someone who will help you replace the key.

Conclusion - Replacement car keys are very serious and slandered issue and all car owners must follow the tips as stated above to avoid the situation.